Outpatient care,
finally predictable.
One subscription covering medicines, diagnostics, and follow ups. So treatment gets completed, not abandoned when money runs tight.
Limited early access
The 70% of healthcare
no one covers.
Inpatient care has insurance. Critical care has loans. But outpatient care, which makes up 70% of healthcare spend, is entirely out of pocket.
A TB patient needs six months of daily medication. A diabetes patient needs quarterly HbA1c tests. When each pharmacy visit and each lab test is a separate cash transaction, even middle-class families start skipping. There's no system connecting the doctor's prescription to the pharmacy's dispense to the lab's report. The treatment stalls, and no one is watching.
High out of pocket burden
from medicines and diagnostics, paid in cash
Frequent treatment discontinuation
small recurring costs break long term care
No protection for outpatient care
insurance stops at the hospital door
How it works
How CureZo keeps treatment on track.
A single subscription that connects your pharmacy, your lab tests, and your doctor's follow ups. When care and payment move as one, treatment actually gets completed.
One monthly subscription
One flat fee. No claim forms to fill, no reimbursements to chase. Just access to the full network.
Medicines at negotiated rates
Pick them up from your neighborhood pharmacy, the one you already know. The bill goes to us, not your wallet.
Diagnostics when you need them
Blood work, scans, follow up tests. All covered. No skipping the HbA1c because this month was tight.
Follow ups that don't let you fall through
Missed a refill or skipped a test? The system flags it. Your care team reaches out before the gap becomes a relapse.
One monthly subscription
One flat fee. No claim forms to fill, no reimbursements to chase. Just access to the full network.
Medicines at negotiated rates
Pick them up from your neighborhood pharmacy, the one you already know. The bill goes to us, not your wallet.
Diagnostics when you need them
Blood work, scans, follow up tests. All covered. No skipping the HbA1c because this month was tight.
Follow ups that don't let you fall through
Missed a refill or skipped a test? The system flags it. Your care team reaches out before the gap becomes a relapse.
Three models.
Running on every transaction.
Payments, dispenses, and follow up care all run through three models in real time. So care stays continuous and every rupee is accounted for.
Dropout risk prediction
Identifies patients at risk of dropping out by tracking medicine refill patterns, missed diagnostics, and skipped follow ups. Alerts care teams so they can intervene early.
~92% recall on early-drop signals
Demand forecasting
Forecasts medicine and diagnostic demand at each pharmacy, weekly. Ensures stock is ready so patients never hear 'come back tomorrow.'
Weekly SKU-level forecasts
Anomaly & fraud detection
Detects unusual claims, duplicate submissions, and pharmacy anomalies as they happen. Payments release only after every check passes.
Real-time scoring per transaction
Why we're different
Different by
design.
We're not an insurer, a lender, or another health app. We're a payment and care network built for the families who pay for healthcare in cash, the ones the current system leaves with no safety net underneath.
No premiums, no claim forms, no exclusions. Just one flat subscription.
No EMIs, no interest, no credit scores. Payment happens at the point of care.
We pay pharmacies and labs directly. No reimbursements, no chasing after cash payments.
Every rupee is tied to a dispense or a test result. Treatment completion is the metric that matters.
Built for India'sMissing Middle
The majority of Indian healthcare is paid for in cash, out of pocket. We're building the infrastructure so those families can finish what their doctor prescribed, something the system was never designed to deliver.
One district.
Then the next.
First pilot launching in one Tier 2 district. We get it right in one place, then expand.
Partner onboarding in progress
Pilot readiness targeted within 90 days of grant support